It’s never too early for oral surgeons to begin planning their finances. Whether a surgeon is just getting out of college, beginning their career, has a successful and established practice of their own, or is getting ready to retire, having a plan for the next step in life is crucial. The reality is financial planning for surgeons is often more extensive than they think, and surgeons typically have many different options to navigate when it comes to building their finances now and in the future. OMS Partners, LLC provides financial planning for surgeons to help oral surgeons in every aspect of their careers.

Financial Planning Services We Offer:

Debt Management

Insurance Planning

Estate Planning

Investment Management


As we work exclusively with oral surgeons, you can leave the work to our team to develop and implement a customized financial plan. No matter what stage an oral surgeon is at in their career, we can help them achieve both short-term and long-term financial goals. Whether it’s through debt management, insurance planning, estate planning, investment options, or anything else, we are the team surgeons can rely on.

Why Financial Planning is important

The unique challenge of financial planning for surgeons is that their careers typically get started later in life compared to other professions. This means the accumulation of debt lasts longer with student loans, earnings have to be made up and there could be the possibility of not having the financial means to support their desired retirement lifestyle. We provide financial planning for surgeons so they can reap all of the benefits of their efforts while minimizing any potential downfalls. Every oral surgeon has a unique financial situation, so we work with each one individually to create comprehensive plans for current cash flow, maximizing after-tax alpha and managing long-term investments. Oral surgeons typically have more options than they think, and we can help discover them.

Cash flow is the life blood of the practice. OMSP was able to manage the claims processing of both medical and dental claims, allowing me to focus on patient care.

Plan Financially At Every Career Stage

It’s Never Too Early To Plan For Retirement.

In addition to financial planning in the early stages of a young surgeon’s career, those nearing retirement age should also know what to expect. The Financial Advisory Group helps clients understand their tax situation, estate planning, investment portfolio, and more to give them a better opportunity at enjoying the retirement they deserve. While it’s difficult to predict the future, our team members do a comprehensive analysis to come up with realistic assumptions for the long-term. No matter what stage a medical practitioner is at in their career, we are here to help with their finances.

We understand the struggles with financial planning for surgeons. There are always other things to be concerned about other than finances, especially if you have your own practice. With the help of OMS Partners, you can enjoy a sense of security knowing your finances are in order as you continue to live your life and grow in your profession.

Finances After Residency

If you have recently left residency and are taking your first official steps toward your new career, we encourage you to begin thinking about your finances now. There is truly no time like the present when it comes to considering how you will reach your financial goals and prepare for the retirement life you want to live.

Because the career of an oral surgeon begins later in life, it is very important to consider finances as a top priority right out of residency. At OMS Partners, our team provides customized support for oral surgeons across the nation who have recently started their careers by helping them understand how to deal with their acquired debt sooner so that they can begin focusing on their future, faster.

Financial Planning For Business Owners

Oral surgeons who own their own business will likely have even more complicated finances. With so many other expenses and requirements, financial planning for surgeons who have their own business is crucial. Taking care of employees and creating a satisfying workplace environment is necessary for the longevity of the business, but it’s important to ensure personal finances are taken care of as well.

OMS Partners specializes in financial planning for surgeons who have their own practice. With all the complexities of tax laws, insurance planning, investment planning and other implications, surgeons should rely on the experts to ensure their finances are in order. We always have our clients’ best interest in mind and work every day to prove it to them.

Retirement PLANNING for Surgeons

Retirement planning isn’t always at the forefront of the minds of young surgeons. However, financial planning for surgeons should realistically begin during residency and continue throughout their career. Sitting down with a professional as early as possible can open up a young physician’s eyes to what they can expect throughout their career, including the amount of debt they can accrue, their potential earnings, the benefits of owning their own practice, identifying possible candidates for ownership transitions, and more. Our clients plan for retirement every single day, even when retirement is an afterthought at this stage of their career.

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Frequently Asked Questions

  • How Does Changing Entities for My Practice Affect My Financial Planning?

    Every entity has different regulatory and tax requirements, which may result in fluctuating operational costs or lead to various financial opportunities. Some of the most common entities for dental practices include:

    • INC
    • PC
    • LLC
    • PLLC
    • GP
    • LP
    • LLP
    • LLP

    When you establish your initial entity or change entities, you must select one of these entities. Each entity operates under its own set of tax rules and laws, and each has its own advantages and disadvantages that can fluctuate, depending on where you establish your entity and where you practice. OMS Partners will help you anticipate the most likely impacts of these changes and prepare appropriately.

  • What Should I Do if I Am Not Ready to Retire But Do Not Want to Run My Practice as the Owner, Partner, etc.?

    If you are not ready to retire but also want to offload the stress and responsibilities of being an owner or partner, an internal practice transition could be beneficial. With an internal practice transition, you are essentially selling your business to a doctor who is already a part of your practice and someone you are already used to working with.

    Because you determine the terms of the internal transition, you can make one of the terms to be that you still operate as a practicing oral surgeon. This way, you can continue your work without bearing the weight of being the boss.

    OMS Partners can help you determine whether this is the right choice for you. And if it is, we can help with the transition process, from the initial proposal to the finalization of the official transition.

  • What Happens if I Still Owe Debt When I Am Otherwise Ready to Retire?

    When getting your finances in order so you can retire, you may find that your timeline is not exactly what you were hoping it would be, especially if you owe a considerable amount of debt. However, you still have options allowing you to retire within a structured timeline.

    OMS Partners offers professional financial planning assistance that can help you navigate your debt by establishing both a strategy and a timeline that helps you retire on schedule. Our process involves creating a realistic strategy that outlines how you will pay off your debt while maintaining retirement funds. That way, when the time comes, you can walk away from your career without debt looming over your head.

Learn More About Our Financial Planning for Surgeons

OMS Partners provides financial planning to oral surgeons as part of our expansive practice management services. Our support helps you have the peace of mind you need to focus on treating your patients. To learn more about how we approach financial planning for surgeons, don’t hesitate to contact us at (713) 961-2723 or online for a consultation and to get your finances on the right path.

OMS Partners, LLC Services Include